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近年来,大学生个人信贷市场成为许多互联网金融公司的选择。这些互联网金融公司旗下的信贷产品通过验证个人学历信息的方式,为学生提供信贷服务。大学生使用过程中存在隐患,本研究主要通过问卷调查,研究大学生个人信贷的使用状况,了解大学生如何选择个人信贷业务,在使用个人信贷业务的过程中遇到过哪些问题,同时为大学生正确的选择及应用个人信贷业务提供建议。
In recent years, the personal credit market for college students has become the choice of many internet finance companies. These internet finance companies’ credit products provide credit services to students by validating their personal credentials. In this study, mainly through questionnaires, the use of personal credit for college students to understand how to choose personal credit business students in the process of using personal credit business problems encountered at the same time for the students the right choice And apply personal credit business advice.