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中国银监会6月8日发布《商业银行资本管理办法(试行)》(以下简称《资本办法》),并于2013年1月1日起开始实施。商业银行应于2018年年底前按照《资本办法》的监管要求全面达标。《中国外汇》记者采访了中国银监会国际部主任范文仲,对话新资本监管标准及未来监管动向。范文仲认为,将巴塞尔协议Ⅲ与巴塞尔协议Ⅱ规定进行融合的《资本办法》,对我国银行业具有非常重要的现实意义。即将实施《资本办法》的国内商业银行,要全面地了解监管规则,并在此基础上做好资本中长期规划,真正意义上吸收《资本办法》的精髓,做好风险防范,实现发展转型。
The CBRC promulgated the Measures for the Capital Management of Commercial Banks (Trial Implementation) on June 8 (hereinafter referred to as the “Capital Measures”) and came into effect on January 1, 2013. Commercial banks should fully meet the regulatory requirements of the “Capital Measures” by the end of 2018. Reporters from China Foreign Exchange interviewed Fan Wenzhong, director of the International Department of China Banking Regulatory Commission, the new capital regulatory standards for dialogue and the regulatory trends in the future. Fan Wenzhong believes that the “capital approach” to integrate the provisions of Basel III and Basel II has very important practical significance for the banking industry in our country. The domestic commercial banks that are about to implement the “Capital Measures” should fully understand the regulatory rules and make long-term and medium-term capital planning on this basis. In the true sense, they should absorb the essence of the “capital approach”, guard against risks and achieve development and transformation.