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基于我国30个省份1997-2011年的面板数据,采用计量经济学的面板模型技术,实证考察了银行集中度、资本流动和经济增长之间的关系,主要得出以下结论:银行集中度与经济增长之间存在比较稳定的负相关关系;资本流动对经济增长的作用具有明显的区域性特征,在控制资本流动变量以后,东部和西部地区银行集中度与经济增长的负相关性加强,中部地区银行集中度与经济增长的关系则变得难以判定,说明资本流动对各地区的银行集中度和经济增长带来了较大的影响。建议改善银行业竞争环境、引导资本流向、优化金融资源配置等。
Based on panel data from 1997 to 2011 in 30 provinces in China, the author uses econometric panel technology to examine the relationship between bank concentration, capital flow and economic growth. The main conclusions are as follows: bank concentration and economy There is a relatively stable negative correlation between growth and capital growth; the role of capital flow on economic growth has obvious regional characteristics. After controlling capital flow variables, the negative correlation between bank concentration and economic growth in the eastern and western regions has been strengthened. The relationship between bank concentration and economic growth becomes difficult to determine, indicating that capital flows have a greater impact on bank concentration and economic growth in all regions. Suggestions to improve the banking industry’s competitive environment, to guide the flow of capital, optimize the allocation of financial resources.