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融资是中小企业发展的重要组成部分,对企业经济运行和投产达效具有一定的影响。目前,我国中小企业受全球金融危机的影响,融资问题显得非常突出和更加复杂。试分析我国中小企业融资的障碍,并探寻融资障碍的原因,旨在提出合理的解决策略,即通过完善间接融资体系,构建多层次直接融资体系,建立信用评价机制,加大政府支持力度等途径,来缓解中小企业的融资障碍。
Financing is an important part of the development of SMEs, which has a certain impact on the economic operation and production efficiency of enterprises. At present, due to the impact of the global financial crisis, SMEs in China appear to have prominent and complicated financing problems. Try to analyze the barriers of SMEs financing in China and explore the reasons of financing obstacles so as to propose a reasonable strategy to solve this problem by improving the system of indirect financing, building a multi-level direct financing system, setting up a credit evaluation mechanism and increasing government support , To ease the financing obstacles for SMEs.