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毋庸置疑互联网金融在现代业务模式、服务理念、技术产品等方面的创新,为我国金融体系的系统化、普惠化带来很多新元素。作为一项新生事物,互联网确实有许多需要探索的领域和内容,究其本质,互联网金融始终没有脱离风险管理的范畴,没有违背风险收益相匹配的市场客观规律,也没有改变金融风险固有的隐蔽性、突发性、传延性的特征。因此如何平衡好互联网时代下金融创新与风险防范的关系,是值得我们大家深入思考研
There is no doubt that the innovation of Internet finance in the modern business model, service concept and technological product has brought many new elements to the systematic and universal-oriented Chinese financial system. As a new thing, the Internet does have many areas and contents that need to be explored. In essence, the Internet finance has never escaped from the scope of risk management, has not contravened the market objective laws that match risk and profit, and has not changed the inherent concealment of financial risks Sexual, unexpected, the characteristics of the extension. Therefore, how to strike a balance between the financial innovation and risk prevention in the Internet era is something that we all think in depth