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利用1988—2005年的统计数据,将武汉市城镇居民收入划分为高、中、低3个层次,建立了以收入、投资、消费为变量的储蓄函数,分别考查了不同变量对同一收入层储蓄的影响,同一变量对不同收入层储蓄的影响,得出对于低收入居民,收入是影响其储蓄最重要的变量,而对于高收入居民,投资是影响储蓄最重要的变量的结论。并从这些影响得出的社会现象入手,对营造小康社会,和谐社会进行理论探讨。
Using the statistical data from 1988 to 2005, the income of urban residents in Wuhan is divided into high, medium and low levels, and the savings functions with variables of income, investment and consumption are established. The effects of different variables on the savings of the same income layer The effect of the same variable on the savings of different income layers shows that for low-income residents, income is the most important variable that affects their savings. For high-income residents, investment is the most important variable that affects saving. Starting from the social phenomena derived from these influences, a theoretical discussion is put forward on how to build a well-off society and a harmonious society.