【摘 要】
：
一、关于保费收入临界增长率问题的提出 汽车险是人保公司近几年发展较快的险种之一。随着汽车险保费收入的增长,赔款支出也大幅度上升,赔付率居高不下,在收与支、保与赔的
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一、关于保费收入临界增长率问题的提出 汽车险是人保公司近几年发展较快的险种之一。随着汽车险保费收入的增长,赔款支出也大幅度上升,赔付率居高不下,在收与支、保与赔的增长速度上出现明显落差。从总的发展水平分析:1993年人保公司汽车险保费收入为13889万元,比1990年增长1.3倍;1993年赔款支出为15374万元,比1990年增长4倍;1990年至1993年三年间,汽车承保数量增长48％,汽车赔款数量增长1.4倍;每辆车保费收
First, on the critical growth rate of premium income raised Car insurance is one of PICC’s rapid development in recent years. With the growth of automobile insurance premium income, the payment for reparations has risen sharply and the payment ratio has remained at a high level. There has been a clear gap between the growth rate of receipts and payments, insurance and compensation. From the overall level of development analysis: 1993 PICC auto insurance premium income of 138.89 million yuan, an increase of 1.3 times over 1990; compensation payments for 1993 was 153.74 million yuan, an increase of 4 times 1990 years; 1990 to 1993 three years , The number of car underwriting increased by 48% and the number of car repairs increased by 1.4 times; premiums per car were collected
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