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银行出纳员每天都要面对顾客收付大量现金,他们在工作中十分小心谨慎,唯恐不慎多收少付或少收多付,造成现金差错事故。特别是在当前假币横行,银行出纳更是绷紧脑神经之弦,生怕疏忽大意误收假币,让个别投机者钻了空子,损坏银行的“三铁”声誉。当事后发现了误收假币,除加盖“作废”戳记,全额上交入行销毁外,还要严肃追究直接当班出纳责任,并责成其全额赔付。 银行出纳制度的确严格,而银行贷款管理制度又执行如何呢? 前些年,在传统体制下,银行贷款决策失误颇多,导致大量贷款沉淀,难以收回,已成为严重制约专业银行商业化的
The bank teller pays a large amount of cash every day to the customers. They are very cautious in their work. They fear that they will pay more or pay less and pay more if they fail to do so, resulting in a cash error accident. Especially in the current rampant counterfeit money, bank teller is tense cranial nerve strings, for fear of negligence falsely received counterfeit money, so that individual speculators got into tears, damage to the bank’s “Three Railways” reputation. After the incident found falsely received counterfeit currency, in addition to stamped “void” stamp, the full amount submitted to the destruction, but also seriously investigated the direct duty cashier responsibility, and enjoined its full payment. Bank cashier system is indeed strict, but the bank loan management system and how to implement it? A few years ago, under the traditional system, bank loan decision-making quite a lot, leading to a large number of loans precipitation, it is difficult to recover, has become a serious constraint on commercial banks commercial banks