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民间借贷作为非正规金融的一种,理论界对其定义也有不同,其中较为狭义的说法是民间经济中个人之间的借贷活动。农民是农村地区中主要活动群体,在我国农村地区中,涉及农户的民间借贷活动进行讨论研究是有现实意义的,农村民间借贷的风险与防范必然显得十分重要。
As a kind of non-formal finance, private lending has its definition different from its theoretical definition. The narrower one is the lending activity between individuals in the private economy. Farmers are the main activity groups in rural areas. It is of practical significance to study and discuss the non-government loan activities in rural areas of our country. The risk and prevention of private loan in rural areas will inevitably become very important.