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要防止出现现有的普惠金融悖论,必须补上缺位的监管2014年3月13日,央行发文暂停二维码支付和虚拟信用卡业务;不日就支付宝等第三方支付设限政策面向社会征求意见,释放出对余额宝、财付通等实施存款准备金管理的信号,并对8家第三方支付机构进行整顿。最近又终止了货币基金提前取款不罚息的政策红利。受其影响,工、农、中、建四大行日前也开始了针对支付宝的设限,相继调低了其快捷支付额度。其中,工行的额度由原先的单笔5万元下调为5000元;每
To prevent the emergence of the existing inclusive financial paradox, we must make up for the lack of supervision. On March 13, 2014, the central bank issued a moratorium on two-dimensional code payment and virtual credit card business; and on the third-party payment limit policy such as Alipay The community solicited opinions and released signals on the implementation of deposit reserve management for Yucubao and TenPay, etc., and rectified the 8 third-party payment agencies. Recently ceased the policy dividend for the advance withdrawal of monetary funds without penalty. Affected by the work, agriculture, and construction of the four major banks have also started before the limit for Alipay, have lowered its quick payment limit. Among them, the amount of ICBC reduced from the previous single 50,000 yuan to 5,000 yuan;