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随着我国金融体制改革的不断深化,对强化银行贷款管理的要求越来越高。如何正确评价贷款质量,进而建立起一整套科学、规范、简明、适用的贷款质量分类体系,是进一步加强贷款管理的一项基础工作,同时也是我国不断提高贷款管理水平,使贷款管理逐步与国际接轨的必然要求。根据人民银行总
With the continuous deepening of China’s financial system reform, the requirements for strengthening bank loan management are getting higher and higher. How to properly evaluate loan quality and then establish a set of scientific, standardized, concise and applicable loan quality classification system is a basic task of further strengthening loan management. At the same time, it is also a goal of our country to continuously raise the level of loan management so that loan management can be gradually developed in line with international The inevitable requirements of convergence. According to the People’s Bank of China