论文部分内容阅读
土地抵押是减少贷款风险,确保贷款按时收回的有效法律手段,但目前实践中仍存在一些亟待解决的问题。以下就土地抵押贷款操作中的现实风险及防范措施作一分析并提出建议: 一、土地抵押贷款现实风险 (一)土地抵押登记过程中的风险。 1、各抵押登记部门分属不同的行政机关,未建立协调、沟通制度,导致了债务人重复抵押登记,骗取贷款人资金,损害债权人利益现象的发生。如某
Land mortgages are effective legal measures to reduce the risk of loans and ensure that loans are withdrawn on time. However, there are still some problems to be solved in practice at present. The following on the real estate land mortgage loan risks and preventive measures to make an analysis and recommendations: First, the real risk of land mortgage loans (A) the risk of land mortgage registration process. 1, The mortgage registration departments belong to different administrative organs, and no coordination and communication system has been established. This has led to the occurrence of the debtor’s repeated registration of mortgages, fraudulent access to the lenders’ funds and the damage to the interests of creditors. Such as a