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一些企业在转换经营机制过程中,钻国家宏观改革政策的空子,置国家利益和市场经济的信用要求于不顾,为自身的生存和发展,想方设法逃废银行债务,导致银行贷款被亏空、悬空、吃空、挖空,形成大量呆滞、呆帐贷款,严重制约了银行的商业化进程。银企之间往日的那种协调与宁静的气氛已不复存在,取而代之的是日渐增多的借贷纠纷。银企对簿公堂的现实已成为社会的热门话题。 欠债还钱乃千古不变的公理,银行依法收回逾期贷款本息也属天经地义之事。然而,在现实生活中,银行与企业打借贷官司时,却往往处于十分被动
Some enterprises have ignored the credit requirements of the country’s macro-reform policies and the credit requirements of the country’s macro-economic reform policies in order to survive and develop their own businesses and find ways to evade bank debts resulting in bank loans being deficit and vacant. Eating empty, hollowing out, forming a large number of sluggish, bad loans, seriously restricting the bank’s commercialization process. The kind of coordination and serenity that existed between banks and enterprises has ceased to exist and replaced by a growing number of borrowing disputes. The reality that banks and enterprises are facing courtrooms has become a hot topic in society. It is also a matter of justice that banks should recover principal and interest of overdue loans in accordance with the law. However, in real life, when banks and enterprises play the lawsuit, they are often very passive