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本文通过对普通商品、医疗卫生服务市场的分析,指出医疗服务存在着供需双方信息的严重不对称性、购买医疗卫生服务存在着相当高的不确定性或未知性、政府干预程度高等特点,因此医疗服务供求关系复杂,在质量和价格两个环节上,患者更侧重于追求医疗质量,所以医疗需求不会受价格的影响而变化,由于信息不对称严重,就可能出现作为患者的委托代理人的医生为追求医院和自身经济收益而提供不必要的医疗服务的可能性,即供给诱导需求,社会基本医疗保险就是为了保证医疗服务的科学性、合理性,是医疗服务中的第三方,医院(医生)、患者、医疗保险机构形成了一个微妙的博弈关系,达到互相监督的目的,保障广大公民基本医疗需求,有效抑制医疗服务不合理消费,监督医生合理治疗、合理用药,使稀缺的卫生资源得到科学配置,使更广泛的公众享有健康的权利。
Based on the analysis of the market of general merchandise and medical service, this paper points out that medical service has the serious asymmetry of the information of both supply and demand, the purchase of medical service has a very high degree of uncertainty or unknown, and the degree of government intervention is high. Therefore, The relationship between supply and demand of medical services is complex. In terms of quality and price, patients are more focused on the pursuit of quality of care. Therefore, the demand for medical services will not be affected by the price changes. As the information asymmetry is serious, it may appear as the principal agent of the patients Of doctors seeking the hospital and their own economic benefits and the possibility of providing unnecessary medical services, that is, supply-induced demand, social basic medical insurance is to ensure the scientific and rational medical services, medical services is a third party, the hospital (Doctors), patients and medical insurance institutions to form a delicate game relationship so as to achieve the purpose of mutual supervision so as to safeguard the basic medical needs of the general public, curb the irrational consumption of medical services, supervise the rational treatment of doctors, rationally administer drugs and make scarce health Resources are scientifically allocated to enable the wider public to enjoy the right to health Lee.