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山东省沂南县农村信用联社牢固树立“以农为本,为农服务”的办社宗旨,通过推行小额农户联保贷款,使农民贷款像取存款一样方便,从根本上解决了农户贷款难的问题。小额农户联保贷款的基本原则是“多户联保,余额控制,周转使用,按期存款,分期还款”。信用社服务辖区内行政村成立村
The Rural Credit Union of Yinan County, Shandong Province firmly established the principle of “serving farmers in agriculture and serving agriculture” and promoted the loans of peasants as easy as taking savings by implementing the loan guarantee for small-sum farmers, which fundamentally solved the problem of farmers Loans difficult problem. The basic principle for small-sum farmers to guarantee loans is “multi-family UNPROFOR, balance control, working capital utilization, time deposits, installments repayments.” Credit unions to serve the administrative villages within the jurisdiction of the village set up the village