侵害金融消费者权益何时了

• 作 者: 吴静静 罗家鑫 姜秀芳
• 机 构: 中国人民银行庆阳市中心支行,
• 出 处: 当代金融家
• 发表日期: 2015年10期
• 关键词: 消费者权益 保护原则 基层银行 自由选择权 监督检查 存款业务 客户身份 公平交易权 账户管理费 法律责任

需制定针对金融消费者权益的特殊法,进一步明确金融消费者的概念,确立金融消费者权益保护原则,同时赋予监管机构监督检查权利、产品与规则审查及追究金融机构相关法律责任的权利,真正实现金融消费者维权有法可查、有法可依。

It is necessary to formulate a special law on the rights and interests of financial consumers, further clarify the concept of financial consumers, establish the principle of protecting the rights and interests of financial consumers, and at the same time give the supervisory authority the right to inspect and supervise the products and rules and pursue the legal liabilities of financial institutions. To achieve the financial consumer rights law to be found, there is law to follow.