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农村改革开放以来,特别是实行家庭联产承包责任制以来,农户成为最基本的生产经营单位,必须自己承担生产风险责任,从而对保险产生了巨大的需求。正是在市场经济的推力和农户对保险需求的拉力共同作用下,农村保险事业得到迅速发生,农村保险服务所因此如雨后春笋般地兴起。但是,我们也必须看到,当前农村保险服务所存在的问题,特别是有关经济案件的发生,有上升趋势,不能不引起高度重视。本文拟就农村保险服务所发生经济案件的原因及防范对策谈一点管见。
Since the reform and opening up in the rural areas, especially since the household contract responsibility system has been implemented, the peasants have become the most basic units in production and operation, and they have to bear the responsibility of producing risks themselves, thus generating huge demands for insurance. It is in the market economy and farmers pushing the demand for insurance together, the rapid development of rural insurance, rural insurance services so mushroomed. However, we must also see that the current problems in rural insurance services, especially those related to economic cases, have an upward trend and can not but be given high priority. This article intends to talk about the reasons for economic cases in rural insurance services and preventive measures.