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相对于城市社会养老保险制度,我国的农村社会养老保险制度远远落后。而农村人口老龄化日趋严重以及传统的家庭保障、土地保障和集体保障功能的弱化,迫切要求建立风险分散范围更为广泛的农村社会养老保险制度,以解决个人风险的增加和风险分散范围狭隘的矛盾。本文针对我国农村社会养老保险制度严重滞后的现状以及目前我国农村社会养老保险制度存在的问题,在遵循与我国经济发展水平相适应的原则下,提出一些对策。
Relative to the urban social pension insurance system, China’s rural social pension insurance system lags far behind. However, the increasingly serious problem of aging population in rural areas and the weakening of the traditional functions of family security, land security and collective security urgently require the establishment of a rural social pension insurance system with a broader scope of risk dispersion so as to solve the problem of the increase of personal risks and the narrow scope of risk diversification contradiction. In view of the serious lag of rural social endowment insurance system in our country and the existing problems of rural social endowment insurance system in our country, we put forward some countermeasures in accordance with the principle of adapting to the level of our country’s economic development.