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随着我国市场经济的不断发展,居民生活水平的不断提高,居民家庭所积累的财富高速增长,尤其是城市居民。越来越多的家庭和个人开始投资理财。因此掌握一定的投资知识和操作方法就显得尤为重要了。本文在对我国家庭投资理财现状描述的基础上,分析了目前我国家庭投资理财存在的问题,提出我国家庭投资理财应具有的理性行为。
With the continuous development of the market economy in our country and the continuous improvement of the living standards of the residents, the wealth accumulated by the residents’ families has been rapidly growing, especially for urban residents. More and more families and individuals are beginning to invest in wealth management. Therefore, to master a certain amount of investment knowledge and methods of operation is particularly important. Based on the description of the status quo of family investment and wealth management in our country, this paper analyzes the existing problems of family investment and wealth management in our country and puts forward the rational behavior that family investment and financial management in our country should have.