【摘 要】
：
住房公积金是一种义务性的住房长期储金。住房公积金制度是结合我国城镇住房制度改革的实际情况而实行的一种房改政策，指有关住房公积金的归集、管理、使用、偿还等诸环节有机
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住房公积金是一种义务性的住房长期储金。住房公积金制度是结合我国城镇住房制度改革的实际情况而实行的一种房改政策，指有关住房公积金的归集、管理、使用、偿还等诸环节有机构成的整个运行机制和管理的制度。随着国内房地产市场的发展和住房制度改革的深入，公积金为广大消?
Housing provident fund is a kind of obligatory housing long-term savings. Housing provident fund system is a kind of housing reform policy that is combined with the actual situation of urban housing reform in our country. It refers to the entire operating mechanism and management system of organically constituted collection, management, use and repayment of housing provident fund. With the development of the domestic real estate market and the deepening reform of the housing system, the provident fund for the general consumer?
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