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发展现状上海房地产金融业是伴随着城市住宅制度与土地使用制度的改革,以及房地产业的复苏和发展而逐步发展起来的。特别是1991年住房公积金制度在全市的推广和1998年以来实行的住房货币化分配政策,为居民住房的社会化和商品化奠定了制度基础,同时也极大地推动了本市房地产金融业的发展。1991年,上海借鉴新加坡中央公积金管理模式建立住房公积金
Development status Shanghai real estate finance industry is accompanied by the reform of urban housing system and land use system, as well as the real estate industry recovery and development and gradually developed. In particular, the promotion of housing provident fund system in 1991 and the housing monetization and distribution policy implemented since 1998 have laid the institutional foundation for the socialization and commercialization of residential buildings and greatly promoted the development of the real estate finance industry in this Municipality. . In 1991, Shanghai drew on the central accumulation fund management model of Singapore to establish a housing accumulation fund