论文部分内容阅读
中小企业一直存在融资难的问题。商业银行支持中小企业的发展既是其履行社会责任的表现,也是自身实现可持续发展的现实需要。尽管近几年来,我国商业银行建立了中小企业金融服务专营机构、推出了新的融资模式、调整了银行服务管理机制、创新了不少金融产品,但中小企业融资难的问题尚没有得到根本解决。商业银行需要采取措施进一步支持中小企业发展。
Small and medium-sized enterprises have always had the problem of financing difficulties. The development of commercial banks in support of small and medium-sized enterprises is not only the manifestation of their fulfillment of social responsibility but also the realistic need of realizing their own sustainable development. Although in recent years, the commercial banks in our country have established the financial services franchise for small and medium-sized enterprises, introduced new financing models, adjusted the banking service management mechanism and innovated a lot of financial products. However, the problem of financing difficulties for SMEs has not yet been fundamentally solved . Commercial banks need to take steps to further support the development of SMEs.