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面对棉花流通体制的重大改革,怎样保全农业政策性信贷资产,建立什么样的信贷管理体制,保证棉花收购资金持续稳定地封闭运行,已经成为各级农发行不可回避的问题,也是当前亟待研究解决的重大课题。1998年年底,国务院作出了《关于深化棉花流通体制改革的决定》,棉花流通体制的改革,在客观上要求农发行必须建立与之相适应的棉花收购资金供应管理新体制,并提供了有利条件。首先,摸清了家底,使农发行准确掌握了1998棉花年度以前信贷资产存量的形态、结构,为加强资产存量管理摸清了底数。其次,国务院责成有关部门对供销社棉花企业因从事政策性业务而形成的亏损挂账进行核实,并制订逐步消化的措施,为农发行经营减轻了包袱,有利于收
Faced with a major reform of the cotton circulation system, how to preserve agricultural credit assets and establish a credit management system so as to ensure a steady and closed operation of cotton acquisition funds has become an unavoidable issue for all levels of agricultural development banks, Solve the major issues. At the end of 1998, the State Council made the “Decision on Deepening the Reform of the Cotton Circulation System”. The reform of the cotton circulation system objectively requires that the Agricultural Development Bank must establish a new system for the management of the capital supply for cotton acquisition and provide favorable conditions . First of all, find out the bottom line, so that the Agricultural Development Bank accurately grasp the shape and structure of the stock of credit assets before the annual cotton in 1998 to find out the base for the strengthening of asset inventory management. Secondly, the State Council instructed the relevant departments to verify the losses incurred by the cotton supply and marketing cooperatives for the losses caused by their policy-related businesses and formulated measures for gradual digestion to ease the burden on the ADB’s operations and to facilitate the