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银行承兑汇票作为企业信用与银行信用完美结合的一种现代票据形式,自在我国推行以来,对疏导和管理流通渠道,搞活资金,起到了积极的有效的作用。但由于近几年我国票据立法不完善,人们的票据意识还比较薄弱,银行承兑汇票在出票与流通过程中出现了一些问题,有的形成了经济纠纷,有的发展为刑事案件,造成了一定的经济损失,影响了银行的信誉,从而也阻碍了银行承兑汇票业务的进一步发展,使市场经济发展所急需的票据支柱,显得十分脆弱。银行承兑汇票是整个票据制度中最重要的票据形式之一,对银行承兑汇票的法律研究和探讨,必将有助于我国票据制度的建立和票据法的诞生。本文正是从这个角度来论述并分析有关银
As a modern form of negotiable instrument, the perfect combination of corporate credit and bank credit, bank acceptance has played an active and effective role in guiding and managing circulation channels and invigorating funds since its implementation in our country. However, due to the imperfect bills legislation in our country in recent years, people’s bill awareness is still relatively weak. Some problems have appeared in the process of issuing and circulating bank acceptances, some have formed economic disputes, and some have developed into criminal cases, resulting in Certain economic losses have affected the credibility of the banks, thus hindering the further development of the bank acceptance business and making the pillar of the bills urgently needed for the development of the market economy extremely vulnerable. Bank acceptance is one of the most important forms of bills in the whole bill system. The legal study and discussion of bank acceptance bills will surely help to establish the bill system and bill law in our country. This article is from this perspective to discuss and analyze the relevant silver