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一、德国养老保险的现状德国从1889年颁布伤残和老年保险法起就建立了养老保险制度。120年来养老保险经历七次改革。养老保险分为三种:工人养老保险、职员养老保险和煤矿养老保险。发放的养老金分为老年养老金、丧失就业能力养老金和丧失能力养老金。养老保险是法定养老保险,但是非全日制工、派遣工、临时工等非正规就业部门很多不参加养老保险。
First, the status quo of German pension insurance Germany from the 1889 enactment of disability and the elderly insurance law since the establishment of the pension insurance system. Over the past 120 years, pension insurance has undergone seven reforms. Pension insurance is divided into three types: worker pension insurance, staff pension insurance and coal mine pension insurance. The pensions are divided into old-age pensions, loss of employability pensions and incapacity pensions. Endowment insurance is statutory pension insurance, but many non-regular workers, part-time workers, temporary workers and other non-regular employment sectors do not participate in endowment insurance.