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进入1998年以来,银行信贷投入呈明显的下降趋势。据对湖南省怀化市调查,1998年1—5月各金融机构新增信贷资金0.93亿元,分别比1997年同期少增1.3亿元,只及1997年同期的42.2％。其中,尤其以国有商业银行下降幅度为大,1998年1—5月,怀化市国有商业银行新增信贷投入0.29亿元,比去年同期少增了0.66亿元,只及去年同期的31％。那么,是什么原因导致信贷投入有如此大的下降幅度呢?
Since 1998, bank credit input has shown a clear downward trend. According to a survey conducted by Huaihua City in Hunan Province, from January to May 1998, the new credit funds of various financial institutions were 93 million yuan, a decrease of 130 million yuan over the same period of 1997 respectively, only 42.2% over the same period of 1997. Among them, the decline in state-owned commercial banks was particularly large. From January to May 1998, Huaihua City state-owned commercial banks added a new credit of 29 million yuan, a slight increase of 46 million yuan over the same period of last year, only 31% of the same period of last year. So, what led to such a big drop in credit input?