论文部分内容阅读
我国经济发展进入新常态,注重经济结构转变和国民生活质量的提高。市场经济的繁荣和信息技术不断发展,促进了互联网金融的发展,并且互联网金融行业日新月异,飞速发展,市场规模巨大,互联网金融创新带来的机遇与挑战并存,利用好市场契机可以为中国金融体制的改革提供助力,促进经济结构转型升级,同时也要注意防范风险,新生事物的发展不是一帆风顺的,要做好监管工作,促进互联网金融创新平稳发展。本文重点探讨互联网金融创新的发展现状和存在的问题,结合可借鉴的经验为提出监管思路,旨在为互联网金融创新发展提供参考。
China’s economic development has entered a new normal, focusing on the transformation of economic structure and improvement of the quality of life of the Chinese people. The prosperity of the market economy and the continuous development of information technology have promoted the development of Internet finance. With the rapid development of the Internet finance industry and the huge market size, the opportunities and challenges brought by the Internet financial innovation coexist. Making good use of market opportunities can provide the financial system for China’s financial system Of the reform to provide assistance to promote the restructuring and upgrading of economic structure, but also pay attention to risk prevention, the development of new things is not easy, we must do a good job in regulatory work to promote the steady and steady development of Internet finance innovation. This article focuses on the status quo and existing problems in the development of Internet finance innovation. In combination with the experience we can learn from, we propose regulatory thinking, which is intended to provide a reference for the innovation and development of Internet finance.