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中国有句俗话,大意是说:吃不穷,穿不穷,算计不到一世穷。何为算计?拿今天一句用得较为广泛的词语来讲,就是理财。目前,储蓄仍是大部分城乡居民首选的传统理财方式。但是按照现代先进的理财观念,把钱存在银行,在短期内也许相对来说最为安全,但如果从长期看,却是非常危险的理财方式。有人或许会问:银行存款何错之有?又为什么说短期内比较安全,而把钱长期存放在银行就是非常危险的呢?道理很简单:如果你有数额不小的一笔资金,在暂时还没有找到明确的、更好的投资目标前,把钱暂且存放在银行当然是一个最为有利的、通常也是惟一的
There is a saying in China that the effect is to say that it is not too bad to eat poorly and not to forget it. What is the calculation? Take today a more widely used terms, is financial management. At present, saving is still the preferred method of financial management for most urban and rural residents. However, according to the modern and advanced concept of financial management, putting money in the bank may be relatively safe in the short term. However, in the long run, it is a very dangerous way of managing money. Someone may ask: What is wrong with bank deposits? And why is it relatively safe in the short term, and it is very dangerous to put money in banks for a long time? The reason is very simple: if you have a small sum of money, Before finding a clear, better investment objective, putting money aside for a while is of course one of the best, often the only