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为进一步规范邮政储蓄业务,促进邮政储蓄业务的健康发展,探索中央银行对邮政储蓄业务实施有效监管的途径。本文对邮政储蓄业务的经营状况及其对经济、金融的影响等情况作一些分析。一、邮政储蓄业务的经营状况邮政储蓄业务开办以来,储蓄机构有了很大的发展,服务手段有了明显的改进,储蓄业务人员的数量增加,业务素质也有了较大提高。邮政储蓄业务的迅速发展,为集聚国家建设资金、增加货币回笼、方便群众起到了一定的积极作用。
In order to further standardize the postal savings business and promote the healthy development of the postal savings business, we explore ways for the Central Bank to effectively regulate the postal savings business. This article analyzes the operating conditions of postal savings business and its impact on economy and finance. First, the operation status of the postal savings business Since the establishment of the postal savings business, the savings institutions have made great progress, the service has been significantly improved, the number of savings operations has increased, and the business quality has also been greatly improved. The rapid development of the postal savings business has played a positive role in gathering the national funds for construction, increasing the return of funds to the country and facilitating the masses.