论文部分内容阅读
银行收费问题看似简单,实际上却是盘根错节,异常复杂棘手。集中两点在于:银行收费是否侵害了消费者的权益;另一个是各大银行与银联在银行卡和ATM费率制定和收取上是否存在垄断。或许除了银行,中国银联,还存在着中国银行业协会与其的同谋,再加上众多监管部门,使得银行收费问题显得更加扑朔迷离。本文试就银行收费进行简单分析。
The problem of bank charges seems simple, in fact, it is complicated and difficult to deal with. Focus on two points: whether the bank charges against the rights and interests of consumers; the other is the major banks and UnionPay bank card and ATM rates in the formulation and collection of whether there is a monopoly. Perhaps in addition to banks, China UnionPay, there are still co-conspirators with the China Banking Association, coupled with numerous regulatory agencies, making the bank charges more complicated and confusing. This article examines bank charges for a simple analysis.