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近年来,在国家强农惠农政策引导支持下,中国人保以科学发展观为统领,深入贯彻党的十七届三中全会和中央一号文件精神,把发展农村保险作为关注民生、履行社会责任、服务“三农”的着力点,在服务农村经济社会发展上进行了积极的实践和探索。在实践探索中深刻感受到,保险作为市场化的风险转移机制、社会互助机制和社会管理机制,在扩大内需、促进改革、保障和改善民生等社会建设中具有独到的优势,可以提升农村公共服务资源的配置效能和社会管理效率,实现强农惠农财政投入的放大效应,改善农村信用环境,鼓励和保障农民对农业生产的投入,是改善城乡二元结构、缩小城乡差距、保持经济平稳较快发展和社会和谐的重要切入点。
In recent years, under the guidance and guidance of the State’s policy of benefiting farmers through agriculture, PICC has taken the scientific outlook on development as the guideline, thoroughly implemented the spirit of the Third Plenary Session of the 17th CPC Central Committee and the document No.1 of the Central Government, and took rural insurance development as the focus of people’s livelihood and social fulfillment Responsibility and service “and” agriculture, rural areas and farmers ", and has carried out active practice and exploration in serving rural economic and social development. In practice, it is deeply felt that insurance, as a market-based risk transfer mechanism, social mutual aid mechanism and social management mechanism, has unique advantages in social construction such as expanding domestic demand, promoting reform, ensuring and improving people’s livelihood, and can enhance rural public services Resource allocation efficiency and social management efficiency, realize the magnifying effect of strong agricultural investment in agriculture and finance, improve rural credit environment, encourage and protect farmers’ investment in agricultural production, improve the dual structure of urban and rural areas, narrow the gap between urban and rural areas and maintain a stable economy Rapid development and social harmony important entry point.