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基本情况截至1996年6月末,德阳市中区国家粮油专项储备贷款余额为6386万元,比年初下降50万元;专项储备物资总值为6351万元,比年初增加1304万元,库存总值大于贷款余额145万元。贷款的物资保证率为100%。1996年6月末,该行建仓建罐贷款余额为1263万元,主要是1994年6月的划转业务。到目前为止,已建成粮仓容量5550万公斤,油罐容量400万公斤,为缓解区辖粮食企业储备起到了积极的作用。存在的问题1、贷款用途清楚,但物资内容混淆,概念不清。从国家专项储备贷款本身来看,是指国家对专项粮油储备所发放的贷款。但事实上,在粮食企业的商品库存中,国家专项物资储备仅指甲字粮的资金来源,以前是由财政拨款支付,财政金融体制改革后,
Basic Situation As of the end of June 1996, the balance of national grain and oil special reserve loans in Deyang City Central District was 63.86 million yuan, a decrease of 500,000 yuan over the beginning of the year. The total value of special reserves was 63.51 million yuan, an increase of 13.04 million yuan over the beginning of the year. The total inventory value More than 1.45 million loan balance. Loan material guarantee rate of 100%. At the end of June 1996, the bank’s outstanding loan for Jiancang construction was RMB12.63 million, mainly due to the transfer business in June 1994. So far, 55,500,000 kilograms of granary has been built and 4 million kilograms of oil tank have been built, which has played a positive role in alleviating the reserve of grain enterprises under the jurisdiction of the district. Existing problems 1, the purpose of the loan is clear, but the material content confusion, the concept is unclear. From the national special reserve loan itself, refers to the state loans to the special grain and oil reserves. However, in fact, in the grain inventories of food enterprises, the state’s reserve of special materials only refers to the source of capital for grain of armor. In the past, it was financed by funds allocated. After the reform of the financial and financial system,