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今年中国人民银行已扩大金融机构贷款利率浮动区间,尽管不涉及个人房贷,但该政策对购房者控制融资风险的警示作用不容忽视。 据了解,我国的个人房贷利率实行的是开口利率
This year, the People’s Bank of China has expanded the floating range of lending rates of financial institutions. Although it does not involve personal mortgages, the warning effect of this policy on home buyers controlling the financing risk can not be ignored. It is understood that China’s personal mortgage interest rates are implemented by the opening rate