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信托业作为现代金融体系中一个不可或缺的组成部分,其高度发展是成熟金融体系的重要标志之一。我国信托业自1979年第一家信托公司成立以来,由于信托业自身和外部的原因,在经营上一度出现严重的问题,二十年间经历了5次整顿,业务极度萎缩。2002年5月和7月,中国人民银行先后出台了《信托投资公司管理办法》和《信托投资公司资金信托管理暂行办法》,新颁布的两个办法与2001年出台的信托法,在制度上已为我国信托业的发展提供了良好的法律环境,它预示着我国信托业将迈入一个新的发展时期。本文就我国信托业的复苏对银行业的影响,以及我行的对策展开论述。
As an indispensable part of the modern financial system, the trust industry is one of the important symbols of a mature financial system. Since the establishment of the first trust company in 1979 in our country, due to its own internal and external causes, the trust industry in our country experienced serious problems once and for all. Over the past 20 years, it has undergone 5 rectifications and its business has been greatly reduced. In May and July 2002, the People’s Bank of China promulgated the Measures for the Administration of Trust and Investment Companies and the Interim Measures for the Management of Fund Trusts in Trust and Investment Companies. The newly promulgated two measures are the same as the Trust Law promulgated in 2001, Has provided a good legal environment for the development of China’s trust industry, which indicates that China’s trust industry will enter a new period of development. This article discusses the impact of the recovery of China’s trust industry on the banking industry and the countermeasures of our bank.