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2001年12月末,我国金融机构人民币贷款总额112314.7亿元,其中短期贷款63327.2亿元,中长期贷款39238.1亿元。短期贷款中短期工业贷款18636.7亿元,为同年工业增加值42607亿元的43.7％;短期商业贷款18563.4亿元,为同年社会商品零售总额37595亿元的49.4％。短期工、商业贷款是满足工、商企业对流动资金的临时需要,工业流动资金贷款主要是满足企业原材料储备、
At the end of December 2001, the total amount of RMB loans of financial institutions in China was 11,231.47 billion yuan, of which 6,332.72 billion yuan was short-term loans and 3,923.81 billion yuan was long-term loans. Short-term loans The short-term industrial loans stood at 1.86367 trillion yuan, 43.7% of the industrial added value of 4.2667 trillion yuan in the same year. The short-term commercial loans stood at 1.8563 trillion yuan, accounting for 49.4% of the total retail sales of 3.9595 trillion yuan in the same year. Short-term workers and commercial loans meet the temporary needs of working capital and commercial enterprises for working capital. The loans for industrial working capital mainly meet the requirements of the enterprise’s raw material reserves,