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我国保险费率市场化,使得对保险的费率有更高的要求。为了使费率更好的体现保险标的的实际风险,本文运用模糊综合评价法对保险标的的实际风险大小进行评估,将评估的结果作为调整基本费率的依据。
The marketization of insurance premiums in our country makes the rates of insurance higher. In order to make the rate reflect the actual risk of the subject matter of the insurance better, this paper uses the fuzzy comprehensive evaluation method to assess the actual risk of the subject matter of insurance and uses the result of the assessment as the basis for adjusting the basic rate.