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中国正式加入世贸组织以来,一度曾高枕无忧的银行、保险业,成为受影响最大的行业之一。为研究入世对常熟的银行、保险业有哪些影响,谋求如何积极应对的策略,最近我们组织专题调研,同中国人民银行市支行及各商业银行、保险企业负责人进行了座谈研讨,并考察了台湾彰化银行到昆山设立代表处的有关情况。现就入世对常熟银行、保障业的影响和对策提出如下意见。一、加入WTO常熟银行、保险业面临机遇与挑战分析。1、机遇。——有利于常熟金融业机制的完善和经营管理水平的提高。外资银行、保险企业进入常熟可为本地银行和保险业提供经营管理的参照体系和竞争对象,将促进常熟中资银行和保险企业加快改革,加强管理,规范竞争。外资银行和保险业在管理理念、运作方式、技术创新上的领先地位,及其在示范、激励和交流等方面的促进作用,对推动常熟银行、保险
Since China officially acceded to the WTO, banking and insurance, which once had peace of mind, have become one of the most affected sectors. To study the WTO accession to Changshu, what impact the insurance industry and seek ways to actively respond to the recent special investigations we organized, with the People’s Bank of China branch and the commercial banks, insurance companies responsible for a discussion, and investigated Taiwan Changhua Bank to Kunshan to set up representative offices of the situation. Now on the access to WTO on Changshu Bank, the impact of protection and countermeasures put forward the following opinions. First, WTO accession Changshu Bank, the insurance industry is facing opportunities and challenges Analysis. 1, opportunity. - Changshu financial institutions conducive to the improvement of the mechanism and improve the management level. The entry of foreign banks and insurance companies into Changshu can provide a reference system and a target for the operation and management of local banks and the insurance industry, and will prompt Changshu Chinese-funded banks and insurance companies to speed up reform, strengthen management and standardize competition. Foreign banks and the insurance industry in the management philosophy, mode of operation, technological innovation in the leading position, and its demonstration, incentives and exchanges and other aspects of the promotion, to promote Changshu Bank, insurance