论文部分内容阅读
近年来,P2P网贷的发展迅速,但又不断因各类问题的出现而关停平台,P2P网贷平台有其特有的优势,但却拥有更大的风险。本文通过从P2P网贷本身的特点和风险来分析,试图找出一点解决的办法和建议。一、P2P国内发展状况P2P,顾名思义,个人对个人或者个点对个点的英文简称。P2P的网络借贷,其定义是通过网络作为一个普遍的平台,一个或者多个个人将手中的资金,贷给一个或者多个借款者。根据国际证券委2015年2
In recent years, the rapid development of P2P network loans, but continue to shut down due to the emergence of various problems platform, P2P network loan platform has its own unique advantages, but it has a greater risk. This article analyzes the characteristics and risks of P2P lending itself, trying to find some solutions and suggestions. First, the P2P domestic development P2P, as the name suggests, individual or individual point to point in English abbreviation. P2P network lending, which is defined as a common platform through the Internet, one or more individuals will be the hands of the funds, lending to one or more borrowers. According to the International Securities Commission 2015 2