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随着金融危机后世界经济格局的重新调整,产业升级和梯度转移也在不同经济体尤其新兴经济体加速进行。我国在经历了30多年的高速发展后,也正在加大产业结构调整与升级力度,产业在不同区域的梯度转移也在有声有色推进。银行应如何识别并把握这一进程中的机遇,通过信贷资源的合理配置和金融服务的创新,在促成产业升级和在区域间合理布局的同时实现自身资产组合的优化和持续盈利能力的增进,是“十二五”时期必须重点研究
With the readjustment of the world economic pattern after the financial crisis, industrial upgrading and gradient transfer have also accelerated in different economies, especially in emerging economies. After 30 years of rapid development in our country, China is also stepping up its efforts to adjust and upgrade its industrial structure. The gradient transfer of industries in different regions is also being promoted with sound and color. How should banks recognize and grasp the opportunities in this process? Through the rational allocation of credit resources and the innovation of financial services, while promoting industrial upgrading and rational distribution among regions, it should optimize its own asset portfolio and enhance its continuous profitability, Yes “Twelve-Five ” period must focus on research