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一、前言随着农村金融体制改革的进一步深化,农村信用社已经成为农村金融市场的重要成员,农村经济发展链条上的重要一环,其支农服务的主导作用和在农村金融体系中的基础地位也日益加强,然而由于各种历史原因,使得农村信用社处于金融风险易发的前沿,所形成的金融风险在一定程度上高于专业银行和其它金融机构,对农村信用社今后的发展和对三农经济进一步的支持构成了较大的制约,因此,
I. Introduction With the further deepening of the rural financial system reform, RCCs have become an important member of the rural financial market, an important link in the rural economic development chain, the leading role of their supporting agriculture services and their foundation in the rural financial system However, due to various historical reasons, rural credit cooperatives are at the forefront of financial risks. The financial risks that are formed are to a certain extent higher than those of specialized banks and other financial institutions. Therefore, the future development of rural credit cooperatives Further support for agriculture, rural areas and farmers constitute a larger constraint, therefore,