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经济资本是计量风险的一种方法,是现代商业银行管理经营风险的重要工具,在全面风险管理体系中不可或缺。经济资本首先是客观的,计量商业银行承受的风险总量,支持风险业务发展;同时,经济资本又是虚拟的,并不是实实在在的资源,但从未来可能对会计资本损耗的角度,虚拟分支机构对资本的消耗,进而开展价值创造评价。全面理解了经济资本的双重属性和两大功能,才能在深化经济资本管理中不偏离正确方向。第一,厘清发展脉络面对发展中的多重约束和现实矛
Economic capital is a measure of risk and an important tool in the management of operational risks in modern commercial banks. It is indispensable in a comprehensive risk management system. Economic capital is first and foremost objective, measure the total amount of risk borne by commercial banks, and support the development of risky business. At the same time, economic capital is virtual and not a real resource. However, in the future, Branches of the consumption of capital, and then carry out the value of the creation of evaluation. To fully understand the dual nature of economic capital and its two major functions can we not deviate from the correct direction in deepening economic capital management. First, to clarify the context of development in the face of the development of multiple constraints and the reality of spear