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企业推行产权制度等一系列改革是社会主义市场经济发展的必然趋势。转换企业经营机制,把企业推向市场,并逐步建立和完善规范的现代企业制度,是我国新一轮改革的主旋律和关键。但企业改革,在某些地区、某些行业还缺乏必要的规范,致使有些企业在转换经营机制、走向市场过程中,因经济效益差,被市场淘汰,部分企业因资不抵债出现破产,就会形成大量呆滞、呆帐贷款。为适应企业改革,防范贷款风险,要着重做好以下工作:
A series of reforms such as the implementation of property rights system by enterprises are the inevitable trend of socialist market economy development. The main theme and key of the new round of reform in our country are to change the operating mechanism of the enterprises, bring the enterprises to the market and gradually establish and perfect the standardized modern enterprise system. In some areas, however, some industries still lack the necessary norms. As a result, some enterprises have been deprived of market due to poor economic returns and bankruptcies due to insolvency in some enterprises due to poor economic returns. Will form a large number of sluggish, bad loans. In order to adapt to the reform of enterprises and prevent the risks of loans, we should focus on the following tasks: