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针对高利贷之风屡禁不止的现象,笔者从民间借贷阳光化、法制化的角度,提出了对放贷人立法的建议,并从立法的价值取向、调整对象、监管主体、利率限制、准入与退出,消费者保护等角度展开了讨论。
In view of the repeated prohibition of usury, the author puts forward some suggestions on the legislation of lenders from the perspective of sunshine and legalization of private lending. From the perspective of legislative value orientation, object of adjustment, regulatory body, interest rate restrictions, access and exit, Consumer protection and other aspects of a discussion.