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随着网络金融的快速发展,一些P2P网络借贷平台不断也逐步向高校蔓延,各种不良网络贷款平台用虚假宣传降低贷款门槛,隐瞒实际资费标准等手段诱惑学生过度消费。这些申请便利、手续简单、放款迅速的网络贷款平台,在给大学生带来便利的同时,却也有可能让他们陷入难以自拔的“高利贷”的陷阱。如何理性地看待大学生网贷问题,不仅关系着大学生和其家庭的未来,更关系着社会的稳定和发展。
With the rapid development of internet finance, some P2P online lending platforms continue to gradually spread to colleges and universities. Various bad online lending platforms reduce lending threshold with false propaganda and conceal the actual tariffs to tempt students overconsumption. These applications are simple, simple procedures, rapid loan network platform to bring convenience to college students, but they may also find it difficult to get into their own “usury” trap. How to rationally treat the college students’ network loan problem not only relates to the future of college students and their families, but also relates to the social stability and development.