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专项央行票据兑付伊始,人民银行意外执行了比试点之初所公布的更加严格的条件,这使得很多农信社铩羽而归。这一方面说明,专项央行票据兑付需要的是一个真真正正的“不掺假”的机制转换结果,另一方面也说明,农村信用社的改革,应是一个不断改进的长期过程。加强对新增贷款质量的控制,正与“花钱买机制”所强调的长期性相吻合。
At the beginning of the special central bank bill payment, the People’s Bank of China unexpectedly implemented more stringent conditions than announced at the beginning of the pilot project, which caused many rural credit cooperatives to plunder their own way. This shows that the special central bank bill payment is a real “adulteration” mechanism for the conversion results, on the other hand also shows that the reform of rural credit cooperatives should be a continuous improvement of the long-term process. Strengthening the control of the quality of new loans is coinciding with the long-term emphasis put on by the mechanism of spending money.