银行不同所有制结构与经营绩效关系-基于中国47家不同所有制银行的面板数据分析

• 机 构: 南开大学经济学院;招商基金管理有限公司研究部
• 出 处: 数量经济技术经济研究
• 发表日期: 2010年12期
• 关键词: Bank Performance Bank Ownership Macrocontrol Self-super- vision

本文以提高银行绩效为切入点,将我国银行按照所有制形式的不同分为政策性银行、国有银行、股份制银行、城市商业银行以及外资银行,通过使用面板估计方法对2001-2007年中国金融业47家不同所有制银行的绩效及利润率进行评估,并在分析框架中引入状态假设和选择假设,探究不同所有制银行的经营绩效,尝试在银行所有制性质、国家的宏观调控与银行自身管理三方面为提高银行绩效做出建议.“,”How to improve bank performance is one of the most concerned is- sues of Chinese government. This paper use a panel - estimation methodology over the period of 2001-2007, with classifying China's banks into five categories in terms of five types of bank ownerships, policy banks, state-owned banks, joint-stock banks, city commercial banks and foreign banks. We examine Chinese bank performances and efficiency among 47 specific banks with distinctive bank ownerships by introducing statue dummies and selection dummies. We provide suggestion on bank performance according to bank ownership, authorities control and self-management.