论文部分内容阅读
一、以公积金为主体的强制储蓄部分。首先要逐步提高公积金的归集率。随着职工收入的增加,近期达到工资收入的15％是可行的,最终目标以25％～30％为宜。使公积金、购房补贴以及可能的提租补贴金三金合一,一金多用,既可用于购新房贴息贷款,也可用于买旧房或租房修房,满足不同层次的消费需要。同时就现在低利率时机,尽快实现公积金与银行利率的接轨,加大公积金作为住房
First, to the provident fund as the main part of mandatory savings. First, we must gradually raise the accumulation rate of provident fund. With the increase of workers’ income, it is feasible to reach 15% of salary income in the near future, and the ultimate goal is 25% to 30%. So that provident fund, purchase subsidies and possible leasing subsidies three gold, a gold multi-purpose, both for the purchase of new home interest-based loans, can also be used to buy old houses or rented rooms, to meet the different levels of consumer needs. At the same time, the timing of low interest rates now, as soon as possible to achieve the integration of provident fund and bank interest rates, increase the provident fund as housing