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农村小额信贷制度在广大农村的广泛实行,有效的解决了农村资金短缺的状况,大力支持了农村经济的发展,为建设社会主义新农村乃至建设和谐社会做出了杰出贡献。但鉴于农村小额信贷制度在我国发展历史较短,小额信贷事业正处于起步阶段向成长阶段的过渡时期,在其发展的过程中暴露了一些问题,我们应该对其进行正确的引导,使小额信贷制度在我国支农和发展农村经济中发挥更大的作用。
The widespread implementation of the rural microcredit system in the vast rural areas has effectively solved the problem of shortage of funds in the rural areas, greatly supported the development of the rural economy and made outstanding contributions to building a new socialist countryside and even building a harmonious society. However, since the rural microfinance system has a short history of development in our country, the microfinance project is in a period of transition from the initial stage to the growth stage, exposing some problems in the process of its development. We should guide it properly so that The microfinance system plays a greater role in supporting agriculture and developing rural economy in our country.