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经农总行批准,农行广东省分行在全系统率先推行把信用评级、授信、五级分类三项工作整合起来,从各个角度、各个环节、各个层面来分析、判断和评价客户的做法,从而使该行对客户的认识更全面,风险把握更趋于一致,信用等级、五级分类的结果和授信额度的核定更加准确。具体做法首先是将年度信用评级、授信额度
Approved by the Agricultural Bank of China, ABC’s Guangdong Branch took the lead in system-wide implementation of the three tasks of credit rating, credit granting and five-level classification by integrating and analyzing, judging and evaluating clients’ practices from all angles, all aspects and at all levels so that The Bank’s understanding of customers is more comprehensive and risk control tends to be more consistent. The credit rating, the results of five-category classification and the approval of credit limits are more accurate. The specific approach is first of all the annual credit rating, credit line