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随着我国政府对“三农”问题的重视,农村企业的发展得到了前所未有的动力,但是我国的农村企业普遍存在着融资难的问题。在实践中,非正式融资方式作为一种游离于金融监管部门管制的新型融资方式,很大程度上促进了农村企业的发展。然而,农村企业进行非正式融资的道路并不是一帆风顺的,它们同样遇到了种种问题。因此,本文就此情况讨论了农村企业在非正式融资过程中遇到的问题。近而,本文从三个层面讨论了解决农村企业非正式融资问题的措施。另外本文还预测了农村企业非正式融资情况的未来。
With the attention of the Chinese government to the issue of “agriculture, countryside and farmers”, the development of rural enterprises has obtained unprecedented momentum. However, rural enterprises in China are generally faced with the problem of financing difficulties. In practice, the informal financing method as a new financing method that is regulated by the financial supervision department has greatly promoted the development of rural enterprises. However, the path of informal financing for rural enterprises is not easy. They have also encountered various problems. Therefore, this article discusses the problems encountered by rural enterprises in the informal financing process. Recently, this paper discusses measures to solve the problem of informal financing of rural enterprises from three levels. In addition, this paper also predicts the future of informal financing of rural enterprises.